Credit and Financial Information Blog

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  • The importance of Debt Consolidation Loans

    Debt consolidation and debt consolidation loans, often in the form of a credit card debt consolidation loan can offer extremely worthwhile debt solutions for anyone who’s experiencing debt problems on a number of different fronts. They can be especially beneficial if you want to avoid bankruptcy and falling under administration. It’s not hard these days to find many different ways in which it’s possible to run up debt. In fact most people suffering debt problems…

  • Qualifying For A Mortgage Loan

    Since the National Credit Act was implemented and the start of the global economic crisis it has become more difficult to qualify for a mortgage loan from banks. To qualify for a mortgage loan your bank will require that you at least meet the following criteria: Have a stable steady income , you will need to provide proof of this in the form of a payslip or audited financial statements Qualify for the loan in…

  • Applying for a personal loan online

    It has never been easier applying for a personal loan. All banks and some credit providers offer personal loans and you can even apply at selected retailers who have partnered with major banks and provide personal loans under their own brands. If you don’t feel like leaving your home you can even apply online at various websites . You will still need to meet the credit criteria of the various institutions , but the days…

  • Advantages and Disadvantages of Unsecured Loans

    Unsecured loans are loans that are issues without having any pre-requisites of collateral. An unsecured loan provides financial solution for a short term period. Unsecured loans act as immediate financial solutions. Borrowers with good credit ratings can get unsecured loans at relatively lower interest rates. Unsecured loan packages offer loans with fixed interest rates and with fixed monthly installments. Borrowers have to payback these monthly installments within a pre decided duration of time. Advantages and…

  • Bayport Financial Services

    When it is credit you are looking for, look no further than Bayport Financial Services. Bayport Personal loans of up to R100 000 – Quick and easy loans for whatever needs you may have Latest mobile handsets with our great cellular packages Bayport Financial Services makes it so much easier to get the things you need! Simple and affordable credit solutions Bayport Personal loans Need extra cash for building or renovations? Considering consolidating you debt?…

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