Credit Cards

Woolworths Credit Card

The Woolworths Visa Credit Card offers you a lot more than just credit. It opens the door to more of your favourite Woolies goodies because whenever and wherever you spend, you’ll get money back in wvouchers.

And the benefits don’t stop there … when you compare our interest rates you’ll be pleasantly surprised plus you won’t pay extra to belong to our world of difference loyalty programme.

You also get to enjoy up to 55 days interest-free shopping. Plus, our credit card doesn’t keep banking hours … apply for and collect your card anytime in-store, even on weekends and after work.

Rewards for expanding your shopping horizons along with fantastic every day benefits, that’s the way we think a credit card should be.


With a Woolworths Credit Card you get :

A card you can use around the world
Your Woolworths Credit Card is accepted in over 29 million outlets around the world. Use it inside Woolies and anywhere you see the Visa sign.

Money-back wvouchers
Every purchase you make with your Woolworths Credit Card, wherever you shop and whatever you buy, you’ll get money back in wvouchers.

Free secondary cards for family members
Additional cards are available at no extra cost for family members. There are no annual fees. What’s more, everything paid for with these cards will contribute towards your wvouchers.

Up to 55 days interest-free credit
As long as you pay your account in full before the due date, you won’t pay any interest.

Lost card protection
For both primary and secondary cards, it covers you against fraudulent use of your card – just notify us within 24 hours of your card being lost or stolen.

Cash when you need it
You’ll receive a PIN number with your Woolworths Credit Card so that you can use your card to draw cash at ATMs. Please note that interest is charged on all Cash Advances from the date on which the Cash Advance is made until the amount owing is paid.

Up to 60 months to pay for purchases over R300
Need to make a larger purchase? No problem. The budget facility on your Woolworths Credit Card allows you to choose your repayment period – from 6 months to 60 months.

Automatic free membership of our world of difference programme
As a Woolworths card holder, you’re automatically a member of the world of difference – giving chances to win exciting prizes, invitations to exclusive events, special offers and much more.

All you have to do to make sure you’re entered into our world of difference promotions is swipe your card before your purchase every time you shop at Woolworths.

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