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  • How to Choose a Bankruptcy Lawyer

    There comes a time when you have to call in the services of a bankruptcy lawyer or attorney. You will have tried everything in the book including payment arrangements and debt relief. You will have had numerous telephone calls with your bank manager and you would have negotiated with all sorts of financial advisers. However the end, when it comes, is brutal in its honesty. You will realize that you have no choice but to…

  • Bankruptcy Procedures in SA – All you need to know

    Once thought of as something that happened only to businesses, bankruptcy is an option that has become increasingly popular for individuals. Bankruptcy is a form of debt eradication and is probably the most effective and efficient debt solution currently available. More and more people are using bankruptcy as a way of eliminating unmanageable debt, which is why the number of individuals filing for bankruptcy has grown considerably in the last few years. Bankruptcy in South…

  • The importance of Debt Consolidation Loans

    Debt consolidation and debt consolidation loans, often in the form of a credit card debt consolidation loan can offer extremely worthwhile debt solutions for anyone who’s experiencing debt problems on a number of different fronts. They can be especially beneficial if you want to avoid bankruptcy and falling under administration. It’s not hard these days to find many different ways in which it’s possible to run up debt. In fact most people suffering debt problems…

  • Qualifying For A Mortgage Loan

    Since the National Credit Act was implemented and the start of the global economic crisis it has become more difficult to qualify for a mortgage loan from banks. To qualify for a mortgage loan your bank will require that you at least meet the following criteria: Have a stable steady income , you will need to provide proof of this in the form of a payslip or audited financial statements Qualify for the loan in…

  • Applying for a personal loan online

    It has never been easier applying for a personal loan. All banks and some credit providers offer personal loans and you can even apply at selected retailers who have partnered with major banks and provide personal loans under their own brands. If you don’t feel like leaving your home you can even apply online at various websites . You will still need to meet the credit criteria of the various institutions , but the days…

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