National Credit Act
The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (the Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the Act. […]
Woolworths Personal Loans
Woolworths Financial Services offers Fixed Term Personal Loan offers and Revolving Personal Loan offers depending on your credit profile and rating. Get your Loan Now ! Woolworths Personal Loans have a flexible payment period The fixed term loan has fixed payment amounts and a finite repayment period. The loan can only be drawn on once although it […]
How to Choose a Bankruptcy Lawyer
There comes a time when you have to call in the services of a bankruptcy lawyer or attorney. You will have tried everything in the book including payment arrangements and debt relief. You will have had numerous telephone calls with your bank manager and you would have negotiated with all sorts of financial advisers. However […]
Bankruptcy Procedures in SA – All you need to know
Once thought of as something that happened only to businesses, bankruptcy is an option that has become increasingly popular for individuals. Bankruptcy is a form of debt eradication and is probably the most effective and efficient debt solution currently available. More and more people are using bankruptcy as a way of eliminating unmanageable debt, which […]
The importance of Debt Consolidation Loans
Debt consolidation and debt consolidation loans, often in the form of a credit card debt consolidation loan can offer extremely worthwhile debt solutions for anyone who’s experiencing debt problems on a number of different fronts. They can be especially beneficial if you want to avoid bankruptcy and falling under administration. It’s not hard these days […]
Qualifying For A Mortgage Loan
Since the National Credit Act was implemented and the start of the global economic crisis it has become more difficult to qualify for a mortgage loan from banks. To qualify for a mortgage loan your bank will require that you at least meet the following criteria: Have a stable steady income , you will need […]
Applying for a personal loan online
It has never been easier applying for a personal loan. All banks and some credit providers offer personal loans and you can even apply at selected retailers who have partnered with major banks and provide personal loans under their own brands. If you don’t feel like leaving your home you can even apply online at […]
Advantages and Disadvantages of Unsecured Loans
Unsecured loans are loans that are issues without having any pre-requisites of collateral. An unsecured loan provides financial solution for a short term period. Unsecured loans act as immediate financial solutions. Borrowers with good credit ratings can get unsecured loans at relatively lower interest rates. Unsecured loan packages offer loans with fixed interest rates and […]
Bayport Financial Services
When it is credit you are looking for, look no further than Bayport Financial Services. Bayport Personal loans of up to R100 000 – Quick and easy loans for whatever needs you may have Latest mobile handsets with our great cellular packages Bayport Financial Services makes it so much easier to get the things you […]
Kagisano Loans
Get a Kagisano Personal Loan from RR3000 to R60,000 with flexible payment periods.You can use a personal loan for just about anything – improvements around the home, a well deserved holiday, or even consolidating your existing debts. A personal loan is often a cheaper alternative to a credit card particularly if you want to repay […]