Personal Loans

Land Bank Short Term Loans

Short-term loans are tailored to meet important financing needs in the agricultural cycle including the provision of advances – against crop intakes, production requirements, production credit and other related services that includes the handling, manufacturing, packing, processing, storage, transport and/or marketing of agricultural products.

Interest and costs
Interest rates are determined as follows:

  • Interest rates are quoted nominal annual compounded monthly (NACM)
  • Interest rates are not fixed over the term of the loan and can be adjusted from time to time based on fluctuations in the money and capital markets.
  • There are no fixed terms of repayment. Draw-downs and repayments are regulated by the value of assets (stock and debtors) financed
  • There are no transaction costs.

The term of short-term loans is linked to the season, usually a maximum of 18 months

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