SMC Finance for Blacklisted People

SMC Financial services offers a unique range of innovative personal loan solutions to the South African public wherever you are- whether it’s blacklisted personal loans, debt consolidation loans or vehicle finance for the blacklisted- SMC Financial services have a solution that suits your needs.


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A client can apply for any amount ranging from as little as R 500 up to R 180,000. SMC Loans also come with flexible repayment terms to cater for the diverse needs of their clients. Depending on your affordability and loan amount you can choose to pay over 3 to 36 months. This will ensure you get financial stability and relief.

The SMC Personal Loan for blacklisted or poor credit assists clients with personal loans of up to R 180 000 payable over 48 months. Having a poor credit score or being blacklisted should not shut the door for you.  To qualify you should have a minimum income of R 2000 a month, have an active South African bank account and a bar coded SA ID.

Are you struggling with multiple installments and too many accounts? Then the SMC Debt Consolidation loan could be the perfect solution for your situation provided you are not under debt review or debt counseling. With this type of loan, you remain with one manageable installments after all your creditors have been paid off. You can qualify for the SMC Debt consolidation loan if you are self employed or run your own small business.

You can also apply for a SMC credit card, Micro loan or vehicle finance if the major banks have given you a run around.

SMC has the following branches:

SMC Financial Services Johannesburg

SMC Financial Services Durban

SMC Financial Services Free State

Loans & Credit Aggregator located at 2nd Road, Kew , Johannesburg, Gauteng, ZA . Reviewed by 8 customers rated: 4.8 / 5

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